PRIVACY POLICY
Maximus World, Inc. (“we,” “our,” or “us”) values the privacy of the individuals who use our technology, websites, and related services (collectively, the “Maximus World Platform”). This privacy policy will help you understand what personal data we collect, retain, process, share and transfer when you visit our websites or use the Maximus World Platform. This Privacy Statement is designed to help you obtain information about our privacy practices and to help you understand your privacy choices when you use our platform and services.
Personal Data, also referred to as PII or personally identifiable information, is information that identifies or reasonably can be used to identify you. Examples include your: (i) name, (ii) mailing address, (iii) email address, (iv) phone number, (v) date of birth or age, (vi) credit/debit card number, (vii) purchase information, (viii) mobile device information, (ix) how you use our sites, platform and mobile applications, (x) geo-location, (xi) social media information, and (xii) biometric data, such as fingerprints or voice recordings.
Device Information. Maximus World Platform receives personal data from your devices, including IP address, location, GPS data, web browser type, mobile operating system version, phone carrier and manufacturer, application installations, device identifiers, mobile advertising identifiers, push notification tokens, and, if you register with your social media account (such as Facebook, Google or LinkedIn), your applicable social media identifier.
Tracking Technologies. Maximus World Platform and our partners use cookies and similar tracking technologies to track user traffic patterns and hold certain registration information. Tracking technologies we use include web beacons, pixels, tracking tags and scripts to collect and track personal data and to improve and analyze our service.
Location Information. We collect your location-based information for the purposes such as providing and supporting users of the Maximus World Platform, for fraud prevention and for security monitoring.
Servicing Information. When you use the Maximus World Platform, we collect your servicing information, such as login and logout times, calls taken, accounts accessed, schedules, etc.
Mobile Device Log Information. If you use a mobile device to interact with Maximus World Platform, we will collect (a) location information (using GPS, IP addresses, or information from cell towers or Wi-Fi access points) and (b) mobile device information (hardware settings, crashes, browser information, or system activity).
B. Personal Data You Provide to Us
Your Profile Information. When you register to use the Maximus World Platform, you may give us personal data such as your name, email address, phone number, date of birth, physical address, Social Security number, driver’s license number or other government-issued identification number, biometric data such as images of your face, hand, retina or ear, fingerprints, behavioral characteristics, such as gestures, voice, typing rhythm, or gait, and certain other personal data.
Payment Method. When you use a credit card on the Maximus World Platform, a third party that handles payments for us will receive your card information. To keep your financial data secure, we generally do not store credit card information on our servers.
Communications. If you contact us directly, we may receive additional personal data about you. For example, when you contact our Partner Support Team, we may receive the contents of a message or attachments that you may send to us, and other personal data you choose to provide.
Payment Information. To make sure businesses using the Maximus World Platform get paid, we keep information about bank routing numbers, tax information, and any other payment information provided by you.
C. Personal Data We Collect from Third Parties
Third Party Partners. Once you register on the Maximus World Platform, we may receive additional personal data about you, such as demographic data, payment information, or fraud detection information, from third party partners and combine it with other personal data that we have about you. We may receive personal data about you from other sources, including publicly available databases or third parties from whom we have purchased data, and combine this data with personal data we already have about you. We may also receive personal data from other affiliated companies that are a part of our corporate group. This helps us to update, expand and analyze our records, confirm your identity, identify new prospects for marketing, and provide products and services that may be of interest to you.
Background Information. Maximus World Platform works with third party partners to perform identity verification and criminal background checks on individuals using the Maximus World Platform, and we may receive personal data from them, including publicly available personal data about your criminal history. We share certain of your personal data with these partners who help us by running background checks and identity verifications on you for security purposes and we also may share such data with clients that you are servicing or law enforcement authorities.
How We Use the Personal Data We Collect
Maximus World Platform may access and use the personal data we collect as necessary (a) to provide and maintain the Maximus World Platform; (b) to provide our services to you and our other clients; (c) to verify your identity; (d) to address and respond to service, security, and customer support issues; (e) to detect, prevent, or otherwise address fraud, security, unlawful, or technical issues; (f) as required by law; (g) to fulfill our contracts; (h) to improve and enhance the Maximus World Platform; and (i) to provide analysis or valuable information back to our you and our other clients.
Some specific examples of how we use the personal data are as follows:
- CREATE AND ADMINISTER YOUR ACCOUNT
- PROVIDE, IMPROVE, EXPAND, AND PROMOTE THE MAXIMUS WORLD PLATFORM
- PROVIDE SERVICES TO YOU AND OTHER CLIENTS
- CONFIRM YOUR IDENTITY AND PERFORM BACKGROUND CHECKS
- SEND YOU UPDATES AND SERVICING INFORMATION
- ANALYZE HOW YOU USE OUR WEBSITES AND THE MAXIMUS WORLD PLATFORM
- ANALYZE THE CUSTOMER SUPPORT SERVICES YOU PROVIDE ON CLIENT PROGRAMS (WHICH MAY INCLUDE SCREEN RECORDING, VOICE RECORDING, VIEWING OR LISTENING WHILE SERVICING)
- COMMUNICATE WITH YOU, EITHER DIRECTLY OR THROUGH ONE OF OUR PARTNERS, INCLUDING FOR MARKETING AND PROMOTIONAL PURPOSES
- SEND EMAILS AND TEXT MESSAGES TO INDIVIDUALS WHO HAVE STARTED THE REGISTRATION PROCESS FOR PROVIDING CUSTOMER SUPPORT SERVICES ON THE MAXIMUS WORLD PLATFORM REGARDING THE STATUS OF THEIR REGISTRATION
- DETERMINE YOUR ELIGIBILITY TO USE THE MAXIMUS WORLD PLATFORM
- ANALYZE DATA, INCLUDING THROUGH AUTOMATED SYSTEMS AND MACHINE LEARNING, TO UNDERSTAND WHAT SERVICING OPPORTUNITIES YOU MIGHT BE INTERESTED IN
- NOTIFY YOU ABOUT SERVICING OPPORTUNITIES AND SERVICE UPDATES
- PERSONALIZE THE MAXIMUS WORLD PLATFORM EXPERIENCE FOR YOU
- CALL YOU OR SEND YOU EMAILS AND TEXT MESSAGES
- FACILITATE TRANSACTIONS AND PAYMENTS
- PROVIDE YOU WITH SUPPORT
- CONDUCT RESEARCH AND ANALYSIS AND ANALYZE DATA, INCLUDING THROUGH AUTOMATED SYSTEMS AND MACHINE LEARNING, TO IMPROVE OUR SERVICES AND YOUR EXPERIENCE
- FIND AND PREVENT FRAUD AND OTHER UNLAWFUL CONDUCT
- RESPOND TO SECURITY, CONFIDENTIALITY AND SAFETY ISSUES THAT MAY ARISE, AND REQUESTS FROM GOVERNMENT AUTHORITIES
How We Share the Personal Data We Collect With Third Parties
Ensuring your privacy is important to us. We will never sell your personal data and we do not share your personal data with third parties except as described in this privacy policy. We may share your personal data with (a) third party service providers; (b) business partners; (c) the company/service partner you work for; (d) affiliated companies within our corporate structure and (e) as needed for legal and security purposes. Third party service providers have access to personal data only as needed to perform their functions.
Examples of how we may share personal data with service providers include:
- PROVIDING OUR SERVICES
- PAYMENT PROCESSING AND FRAUD PREVENTION
- VERIFICATION OF YOUR IDENTITY 6
- PROVIDING CUSTOMER SUPPORT
- SENDING MARKETING COMMUNICATIONS
- CONDUCTING RESEARCH AND ANALYSIS
- PROVIDING CLOUD COMPUTING INFRASTRUCTURE
Clients. We will transfer personal data about you to clients if you are providing services for one of such client’s programs via the Maximus World Platform.
Service Partners. We will share your personal data with the Service Partner you work for. We will also share your personal data with third party service partners (including other users of the Maximus World Platform such as instructors or support resources) that are supporting you and your business as part of a client program you are servicing.
Third Party Services. The Maximus World Platform may allow you to connect with other websites, products, or services that we don’t have control over. If you use these services, we will provide the third party with personal data about you to allow them to provide the service to you. We can’t speak to the privacy practices of these third parties, and we encourage you to read their privacy policies before deciding whether to use their services.
Other Sharing. We may share your personal data with third parties in the following cases:
- WHILE NEGOTIATING OR IN RELATION TO A CHANGE OF CORPORATE CONTROL SUCH AS A RESTRUCTURING, MERGER OR SALE OF OUR ASSETS
- IF A GOVERNMENT AUTHORITY REQUESTS PERSONAL DATA AND WE THINK DISCLOSURE IS REQUIRED OR APPROPRIATE IN ORDER TO COMPLY WITH LAWS, REGULATIONS, OR A LEGAL PROCESS
- WITH LAW ENFORCEMENT OFFICIALS, GOVERNMENT AUTHORITIES, OR THIRD PARTIES IF WE THINK DOING SO IS NECESSARY TO PROTECT THE RIGHTS, PROPERTY, OR SAFETY OF A CLIENT OR ITS CUSTOMERS, MAXIMUS WORLD, OTHER SERVICE PARTNERS OR AGENTS, OR THE PUBLIC
- TO COMPLY WITH A LEGAL REQUIREMENT OR PROCESS, INCLUDING BUT NOT LIMITED TO, CIVIL AND CRIMINAL SUBPOENAS, COURT ORDERS OR OTHER COMPULSORY DISCLOSURES, OR TO PREVENT FRAUD
- IF YOU SIGNED UP FOR A PROMOTION WITH A REFERRAL OR PROMOTION CODE, WITH YOUR REFERRER TO LET THEM KNOW ABOUT YOUR REDEMPTION OF OR QUALIFICATION FOR THE PROMOTION
- TO PROVIDE PERSONAL DATA ABOUT THE USE OF THE MAXIMUS WORLD PLATFORM TO POTENTIAL BUSINESS PARTNERS IN AGGREGATED OR DE-IDENTIFIED FORM THAT CAN’T REASONABLY BE USED TO IDENTIFY YOU
- WHENEVER YOU CONSENT TO THE SHARING
Communications
We may need to communicate with you for a variety of different reasons, including:
- RESPONDING TO YOUR QUESTIONS AND REQUESTS. IF YOU CONTACT US WITH A PROBLEM OR QUESTION, WE WILL USE YOUR PERSONAL DATA TO RESPOND.
- SENDING YOU SERVICE AND ADMINISTRATIVE EMAILS AND MESSAGES. WE MAY CONTACT YOU TO INFORM YOU ABOUT CHANGES IN OUR SERVICES OR THE MAXIMUS WORLD PLATFORM, OUR OFFERINGS, AND IMPORTANT SERVICE-RELATED NOTICES, SUCH AS CLIENT UPDATES, SECURITY AND FRAUD NOTICES. THESE EMAILS AND MESSAGES ARE CONSIDERED A NECESSARY PART OF THE SERVICES AND YOU MAY NOT OPT-OUT OF THEM.
- SENDING EMAILS ABOUT NEW PRODUCTS OR OTHER NEWS ABOUT MAXIMUS WORLD PLATFORM THAT WE THINK YOU’D LIKE TO HEAR ABOUT EITHER FROM US OR FROM OUR BUSINESS PARTNERS. YOU CAN ALWAYS OPT OUT OF THESE TYPES OF MESSAGES AT ANY TIME BY CLICKING THE UNSUBSCRIBE LINK AT THE BOTTOM OF EACH COMMUNICATION.
- CONDUCTING SURVEYS. WE MAY USE THE PERSONAL DATA GATHERED IN THE SURVEYS TO ENHANCE AND PERSONALIZE OUR PLATFORM, SERVICES, AND WEBSITES.
- OFFERING REFERRAL PROGRAMS AND INCENTIVES.
Your Choices
We give you choices about the ways we collect, use, and share your personal data. Maximus World Platform requests certain personal data from individuals registering to use the Maximus World Platform to provide customer support and other services. If you do not provide the requested information in the registration process, we may be unable to complete your registration and allow you to provide customer support services. In instances other than the registration process, if you choose not to provide certain details, some of your experiences with us may be affected.
Email Subscriptions. You can always unsubscribe from our marketing and promotional emails but we will still send you service and administrative emails about your use of the Maximus World Platform and servicing client programs. You can opt out of receiving marketing emails from Maximus World Platform by clicking on the unsubscribe link at the bottom of any marketing email. To opt out of all other emails from Maximus World Platform, email support@maximusworld.net. Please include your name and your email address.
Text Messages. When you register to use the Maximus World Platform to provide customer support and other services, Maximus World Platform will request your consent to send you text messages. You can opt out of receiving all texts from Maximus World Platform by editing your contact data in your profile in the Maximus World Platform portal. Unselect the check box at the bottom left-hand side of the page that says “Check here to confirm your agreement to receive text messages from Maximus World Platform” and save the change. After opting out of the text message feature, you will stop receiving text messages within 24 hours. If you are unable to login to the portal, please send an email to support@maximusworld.net withdrawing your consent to receive text messages. Please include your name, the name of your service partner, your phone number and your User.
Editing and Accessing Your Personal Data. You can review, update and edit certain account personal data by logging in to your profile. If you request, we may also provide you with information about whether a third party holds or processes any of your personal data on behalf of Maximus World Platform. Please contact us if you need assistance in reviewing your personal data via infos@maximusworld.net. Maximus World Platform will respond to your access request to review the personal data we have on file for you within a reasonable time. If you would like to limit the use of, disclosure of, or delete your personal data, please contact support@maximusworld.net. You may request the limited use of your data including limiting the use related to marketing as set forth in this privacy policy. You may also request to halt Maximus World Platform’s use of, processing of, or onward transfer to third-party partners of your personal data.
If would like to terminate your account on the Maximus World Platform, please open a ticket with Partner Support. If you choose to terminate your account, we will deactivate it for you but may retain personal data from your account for a certain period of time and disclose it in a manner consistent with our practices under this privacy policy for accounts that are not closed. We also may retain personal data from your account to collect any fees owed, resolve disputes, troubleshoot problems, analyze usage of the Maximus World Platform, assist with any investigations, prevent fraud, enforce our agreements, or take other actions as required or permitted by law.
Your Rights – Canada
If you are a resident of Canada, you have the right to: Access your personal data and rectify it; withdraw any consent provided; and where applicable, lodge a complaint with your supervisory authority.
Your Rights – European Union
If you are a citizen of the European Union or the United Kingdom, you have the following rights under GDPR: (i) request access to your personal data; (ii) request rectification of your personal data; (iii) request erasure of your personal data; (iv) request restriction of processing of your personal data; (v) request data portability; (vi) object to the processing of your personal data (including objection to profiling), and (vi) withdrawal of your consent at any time.
Your Rights – California
Under the California Consumer Privacy Act (CCPA), California residents have certain rights with respect to personal data about them we have collected. If you are a California resident, you may exercise the following rights regarding your personal data, subject to certain exceptions and limitations:
- RIGHT TO ACCESS THE PERSONAL DATA WE HAVE COLLECTED ABOUT YOU AND LEARN HOW WE COLLECT THIS INFORMATION, OUR PURPOSE IN COLLECTING IT, AND THE TYPES OF PARTIES WE MAY HAVE DISCLOSED IT TO
- RIGHT TO DELETE THE PERSONAL DATA WE HAVE COLLECTED FROM YOU
- RIGHT TO OPT-OUT OF OUR SALES OF YOUR PERSONAL DATA, IF APPLICABLE
- RIGHT NOT TO RECEIVE DISCRIMINATORY TREATMENT FOR THE EXERCISE OF THE RELEVANT PRIVACY RIGHTS CONFERRED BY THE CCPA
In the past twelve months, we have not sold any personal information, nor do we intend to sell any personal information in the next twelve months.
Your Rights – Illinois
We collect and store biometric information from Illinois residents. Your biometric information will be retained for the purpose of verifying your identity, for security purposes or to detect fraud. It will be destroyed when it is no longer needed to verify your identity or to detect fraud or within three years of your last interaction with Maximus World Platform, whichever occurs first.
Location of Data
Maximus World, Inc. is registered in the United States of America and maintains a global infrastructure, as do many of the third-party service providers with whom we work. Personal data that we collect and maintain may be transferred to, or controlled and processed in, the United States and other countries around the world. When you provide us with personal data or use the Maximus World Platform or our websites and services, you consent to this transfer. We will protect the privacy and security of personal data we collect in accordance with this privacy policy, regardless of where it is processed or stored.
We will share your personal data with third parties. (See above “How We Share the Personal Data We Collect With Third Parties.”) Within the scope of our authorization to do so, and in accordance with our commitments under the Privacy Shield, we will work with any third-party partners to provide you access to your personal data we hold on behalf of our partners or held by our partners on our behalf. We also will take reasonable steps to enable you, either directly or in connection with our third-party partners, to correct, amend, or delete personal data that is demonstrated to be inaccurate.
Other Information
Data Security. We are committed to protecting your data. Even though we take reasonable precautions to protect your data, no security measures can be 100% secure and we cannot guarantee the security of your data. We recommend safeguarding your login and password, as this is one of the easiest ways you can manage the security of your own account – remember that if you lose control over your login or password, you may lose control over your personal data.
Data Retention. We will retain your personal data for as long as your account with us is active and then (a) pursuant to our records retention schedules and practices, (b) to comply with our legal obligations, (c) to resolve disputes, and (d) to enforce our agreements.
Children’s Privacy. We do not knowingly collect personal data from children under 18. If we find out that a child under 18 has given us personal data, we will take steps to delete that personal data. If you believe that a child under the age of 18 has given us personal data, please email us at infos@maximusworld.net. For California residents, we do not knowingly collect information about children under the age of 13 or minors otherwise defined in local law or regulation without verifiable parental consent. If we learn that someone under the age of 13 has provided personal data through one of our websites, we will use reasonable efforts to remove that information from our databases.
Changes to Our Privacy Policy. We may make changes to this privacy policy from time to time. If we make any material changes, we will let you know by promptly posting the updated version. We encourage you to read this privacy policy periodically to stay up-to-date about our privacy practices. As long as you visit our websites or use the Maximus World Platform, you are agreeing to this privacy policy and any updates we make to it.
Inquiry, Complaint and Dispute Process. You may contact Maximus World Platform with any questions, concerns, or inquiries about this Privacy Policy or how we collect, retain, process, share and transfer your personal data. If you would like to make a formal complaint, please contact Partner Support or email us at support@maximusworld.net. All complaints will be evaluated and a reply will be sent as soon as appropriate. In some instances, Maximus World Platform may have to delete your registration on the Maximus World Platform or otherwise cease services to you as necessary to satisfy your request.
Revised 07/12/2022